Banking & B2B Qonto

Qonto: +30% leads via an incremental acquisition engine

increase in leads for a program designed as an incremental acquisition engine.
+30 %
increase in leads for a program designed as an incremental acquisition engine.
active affiliates vs. YOY (Year-Over-Year)
+22 %
active affiliates vs. YOY (Year-Over-Year)
conversion rate, alongside a web push test that generated over 500 conversions in 3 months.
3,35 %
conversion rate, alongside a web push test that generated over 500 conversions in 3 months.

As the European benchmark in business financial management, Qonto supports freelancers, entrepreneurs, and SMEs with a 360° solution designed to simplify financial workflows. Within an already structured acquisition landscape, the brand sought to transform affiliation into a truly incremental lever, capable of unlocking new growth drivers across Europe.

The challenge: Objectives and constraints

The mission was to evolve affiliation into a strategic growth engine alongside mature SEA and SEO channels:

  • Driving incremental acquisition: Complementing existing channels with fresh, non-duplicative leads.
  • Broadening the affiliate network: Recruiting new partners beyond the brand’s historical network.
  • Structuring a granular European mix: Building a diverse partner ecosystem tailored to various European markets.
  • Developing the “Long Tail”: Creating a sustainable base of niche partners to complement major players.
  • Traffic diversification: Multiplying traffic sources while maintaining precise performance monitoring.

The means: Levers tested

To achieve European affiliate acquisition at scale, Qonto deployed a multi-pronged approach:

  • Comparison sites: Capturing high-intent searches during the final decision phase.
  • Cashback: Boosting conversion rates and testing the incrementality of this specific lever.
  • Media & specialized blogs: Strengthening brand consideration, providing reassurance, and growing organic reach.
  • Performance micro-influence: Humanizing the offer and building trust through authentic creator voices.
  • Ad amplification: Using paid ads to push the highest-performing partner content.
  • Web Push notifications: A/B testing creatives and audiences to drive re-engagement.

The strategy: Tactical activations

The program’s success relied on moving beyond a “simple” affiliate program to a comprehensive acquisition strategy:

  • Focus on incrementality: Ensuring the channel adds unique value rather than just duplicating existing conversions.
  • Open partner mix: Gradually expanding to a diverse range of partners capable of addressing every stage of the conversion funnel.
  • Full-funnel coverage: Combining intent, consideration, and recommendation levers to capture a wider audience.
  • Agile scaling: Running continuous tests to identify top-performing setups and doubling down on the most promising results.
  • Operational excellence: Leveraging Affilae’s support to structure the long tail, recruit high-quality partners, and accelerate execution.

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